Transparent Pricing, No Commissions.
The annual cost for our services is only 0.95% of the assets we manage for you per year. This fee is debited monthly from your investment account. There are no commissions, trade, transaction, or rebalancing fees.
Is this pricing inclusive of all services?
Yes, this pricing includes all of our services. There are no additional costs in working with Polaris Advisors.
When do you bill my account?
We bill your account in arrears on a monthly basis. This amount is debited directly from your investment account - there is no action required from you.
Can you provide an example of an advisory fee calculation?
For an account with an average monthly balance of $10,000 you will have a monthly advisory fee of $7.81.
This calculation is based on 30 days in a month and 365 days in a year, the calculation is as follows:
$10,000*.95%*(30/365) = $7.81.
Can I see the amount of fees I will pay beforehand?
Yes, we provide you with a billing schedule before we deduct the fees from your account.
What kind of trading commissions will I incur on my account?
You will pay no commissions or trading fees.
What is the minimum amount required to invest with Polaris?
We do not have an account minimum. We believe wealth management should be accessible to everyone.
Where are my assets held?
Your assets are held in an account at our custodian, Interactive Brokers.
Are there fees to transfer or withdraw money / an account?
No, there are no fees to transfer or withdraw money / an account.
We support a variety of account types including general investing, retirement and HSAs.
Health Savings Accounts